Cambodia’s eCommerce market is booming, and choosing the right Cambodia payment gateway can make or break your online store. In this guide, we’ll walk through seven top solutions—four for local bank accounts and three for foreign accounts—so you can launch or scale your WooCommerce shop with confidence.
Why a Cambodia Payment Gateway Matters
A seamless checkout keeps customers on your site and boosts conversion rates. When you pick a Cambodia payment gateway, look for:
- Support for Khmer riel and US dollar transactions
- Transparent transaction and chargeback fees
- Easy WooCommerce integration
- On-site vs off-site checkout options
Quick Comparison of Cambodia Payment Gateways
| Gateway | On-site vs Off-site | Currencies | Setup Fees | Transaction Fees | WooCommerce Plugin |
| ABA Bank PayWay | On-site | USD, KHR | None | 3.6 % – 3.8 % | Yes |
| Acleda eCommerce Gateway | On-site | USD, KHR | None | 3.5 % – 4.0 % (est.) | Yes |
| Cathay United Bank Online | On-site | USD, KHR | Contact bank | Higher than ABA/Acleda | Contact bank |
| Skrill | Off-site | USD, EUR, GBP, KHR | None | Varies by account | Yes |
| PayPal | Off-site | 25+ currencies | None | 2.9 % + fixed fee | Yes |
| Stripe | On-site | USD, EUR, AUD… | None | 2.9 % + 30¢ | Yes |
| Authorize.Net | On-site | USD, CAD, GBP… | $25/month | 2.9 % + 30¢ | Yes |
Payment Gateways with a Cambodian Bank Account
1. ABA Bank PayWay
ABA Bank PayWay leads the local market. It accepts Visa, MasterCard, and local debit cards. Setup is free, and transaction fees run about 3.6%–3.8%. A dedicated WooCommerce plugin and mobile app simplify management. Key Points: On-site checkout, no hidden costs, accepts major credit and debit cards.
2. Acleda Bank
One of Cambodia’s largest banks, Acleda offers a reliable eCommerce gateway. Registration requires company documents and in-person verification. Key Points: On-site checkout, accepts major credit and debit cards.
3. Cathay United Bank
The first bank to offer an online gateway in Cambodia. Fees are higher than ABA and Acleda, so it’s best for established businesses. Key Points: On-site checkout, accepts major credit and debit cards.
4. Skrill
A global eWallet solution with SWIFT transfers to Cambodian bank accounts. Best for small to medium-sized eCommerce businesses. Key Points: Off-site checkout, accepts major credit and debit cards.
Payment Gateways with a Foreign Bank Account
1. PayPal
Globally recognized and trusted. While you can’t link PayPal directly to Cambodian banks, it’s still worth offering as a checkout option. Key Points: Off-site checkout, accepts all major credit and debit cards.
2. Stripe
Developer-friendly and subscription-ready. Not yet available in Cambodia, but powerful if you operate with a foreign entity. Key Points: On-site checkout, supports Apple Pay and recurring billing.
3. Authorize.Net
A long-standing US-based gateway with advanced fraud protection. Requires a merchant account in supported countries. Key Points: On-site checkout, accepts all major credit and debit cards.
FAQs About Cambodia Payment Gateways
Q: Can I accept payments in Khmer Riel (KHR)? Yes, ABA Bank and Acleda Bank both support KHR transactions.
Q: Which payment gateway is best for WooCommerce in Cambodia? ABA Bank PayWay is the most seamless option for local businesses, with a dedicated WooCommerce plugin.
Q: Can I use PayPal in Cambodia? You can receive payments, but you cannot withdraw directly to Cambodian banks. Many merchants still offer PayPal for international customers.
Q: What’s the cheapest payment gateway in Cambodia? ABA PayWay generally offers the lowest fees for local businesses.
Final Thoughts
Choosing the right Cambodia payment gateway depends on your business model, customer base, and whether you operate locally or internationally. For most Cambodian businesses, ABA Bank PayWay is the top choice. For international reach, adding PayPal or Stripe (if you have a foreign entity) ensures flexibility.
Ready to Launch Your Online Store?
At Digital Creative Alliances, we specialize in WooCommerce development, SEO, and eCommerce strategy. Whether you’re just starting or scaling, we’ll help you integrate the right payment gateway and optimize your store for growth.
👉 Contact us today to schedule your eCommerce consultation.
